The first thing any buyer needs to know is that the buyer/borrower can choose the title agent. Your lender or realtor may have recommendations, but the final decision is yours.
Shop for Service
Cost is generally not an issue because most states regulate title insurance rates and fees. There are, however, a number of service issues to consider when choosing a title agency, including:
Turn-around Time
Many times buyers need a closing to happen fast. We can be ready for closing on most residential transactions quickly. Commercial transactions are also readied for closing in record time.
Courtesy
It is important to work with a title agency that is responsive and makes everyone feel comfortable. Prompt friendly service is a hallmark of the experience.
Cost and Quote
Most states regulate title insurance premiums and most other title-related costs. So costs are the same regardlessof the agency chosen. There are some states (approximately 16) in which title premiums are not regulated. When buying property in one of those states, cost becomes a larger consideration.